Your Florida Roofing Contract Risk Assessment

Select the most accurate current status

Florida law provides a 10-day cancellation window (instead of the standard 3 days) for roofing contracts signed during or within 180 days of a Governor-declared state of emergency. Your answer helps us determine which cancellation rights may apply to your situation.

Estimate the percentage of the total contract price requested as an initial deposit. Deposits vary by contractor and project type, but larger upfront payments can increase financial exposure before work begins.

This refers to how clearly the contract describes the roofing materials, product types, and the exact scope of work to be performed. Clear documentation helps avoid misunderstandings later in the project.

Examples: a specific shingle brand, ice and water shield, drip edge, underlayment type, ventilation system, or any upgrade mentioned by the salesperson.

Review the contract section describing cancellation or rescission rights. Some contracts clearly explain when and how a homeowner can cancel, while others may be less specific.

Select the stage that best reflects the current progress of the project. Certain milestones — such as materials being delivered or work beginning — can affect the timing and flexibility of decisions moving forward.

"How responsive is your contractor right now?" A contractor's communication patterns often signal how the rest of the project will go. Difficulty reaching your contractor — especially during active work — can indicate disorganization, overcommitment, or an intent to avoid accountability.

How far past schedule — "Is the project on its original timeline?" Delays happen in roofing, but significant delays without explanation or updated timelines can signal deeper problems. Projects without a defined timeline from the start make it harder to hold a contractor accountable for completion.

If a permit is required, it is usually issued by the local building department before work begins. Select the option that best reflects what you know about the current permit status.

Roofing projects often require a permit from the local building department. This question helps identify who is responsible for obtaining that permit and coordinating inspections.

Change orders — "Has the contractor requested additional money beyond the original contract price?" Price increases after signing are common in roofing, but how they're handled matters. Written change orders protect both parties. Verbal-only requests — especially repeated ones — can indicate poor planning or an attempt to inflate the project cost after you've already committed.

Indicate whether any payment has already been made toward the project. Payments can affect how much flexibility a homeowner has when reviewing or adjusting a contract, especially if work has not yet started.

Some roofing projects involve financing through lenders or contractor-arranged programs. Financing can affect cancellation options and payment timing. If you’re unsure, choose the option that best matches what you were offered.

Check whether the same company name appears consistently on the contract, proposal, financing paperwork, and business license. Differences can sometimes signal subcontracting arrangements or administrative errors.

Roofing work may be performed by the company you signed with or by subcontractors. Knowing who will physically perform the work helps clarify responsibility, insurance coverage, and communication during the project.

What outcome would you most like to achieve at this point? Your answer helps the assessment prioritize guidance that aligns with your preferred resolution.