{“type”:”text”,”text”:”This is Steven Chayer with the DisputeVoice Consumer Protection Minute. If you’ve been scammed, suspect fraud, or want protection? You’re in the right place.nnFacebook Marketplace refunds are like giving candy to a baby—seems harmless until the baby turns out to be a six-foot-tall stranger in a diaper. Here’s what’s happening: You list grandma’s antique lamp, someone “buys” it, then boom—they send you a fake PayPal email showing they overpaid by two hundred bucks. They beg you to refund the difference. Well, I’ll be cow-kicked, their original payment never existed.nnWatch for these red flags faster than a Sox fan spotting a Yankees hat: Payment confirmations that bypass your actual payment app. Buyers pushing for immediate refunds before you ship. Anyone claiming they “accidentally” sent extra money—nobody’s that generous with strangers.nnHere’s your safety checklist: Only refund through the original payment platform. Never send money to “fix” their mistake. Check your actual account, not just emails. If someone’s rushing you, that’s your cue to slow down. Think of refunds like lobster rolls—only trust the ones that come from legitimate sources.nnThis has been the DisputeVoice Consumer Protection Minute. Remember, friends, scammers rely on victims’ embarrassment to stay silent while they find their next targets—your friends and family. Don’t let them. DisputeVoice publishes their names and evidence online, ensuring the facts appear prominently in Google searches. Check out DisputeVoice.com for the latest posts, and watch for us on the frontlines of consumer protection.”}